Sell Your Jacksonville Home with Liens or Back Taxes Attached

Liens and back taxes on a property feel like a wall you cannot get around. They show up in title searches, complicate the sale, and make traditional buyers and their agents walk away. Many real estate agents will not even list properties with significant lien complications. The result is a homeowner stuck, watching carrying costs accumulate and penalties grow, with no clear way out.

Sell My House Jacksonville works directly with Jacksonville homeowners in lien and tax situations to find a workable path forward. In most cases, existing liens are resolved through the closing process using the sale proceeds. Andrew Nebesnyk has navigated these situations across more than 300 Northeast Florida transactions. Call 904-773-7355 to discuss your specific circumstances honestly.

Types of Liens We Work Through

• Delinquent property taxes. Florida property taxes that go unpaid can result in a tax certificate, which over time leads to a tax deed sale. The delinquent taxes are resolved through the closing proceeds. The sooner you act, the more of your equity is preserved.
• IRS or state tax liens. Federal and state tax liens attach to real property. They need to be addressed before title transfers cleanly, and we have experience navigating those situations.
• Contractor and mechanic’s liens. Unpaid contractors can file liens that complicate sales and deter buyers. We evaluate these situations and work through them as part of the purchase.
• Judgment liens. Court judgments against a property owner can attach to real estate as liens. We work with homeowners and their representatives to address judgment lien situations.
• HOA liens. Unpaid HOA dues can result in liens. These are typically resolved through closing proceeds.
• Code violation liens. Jacksonville and Duval County code enforcement can file liens for unresolved violations. We address them after purchase.

How the Closing Process Resolves Liens

In most cases, liens attached to a property are paid off at closing from the sale proceeds. The title company acts as settlement agent, collecting and disbursing funds to satisfy existing obligations before the balance goes to you. The exact outcome depends on the type and total amount of liens relative to your home’s value. We walk through that math honestly before making an offer.

Time Is Working Against You

Lien situations get worse over time, not better. Penalties and interest accumulate on delinquent taxes. Tax certificate holders have escalating rights over time. IRS liens have powerful enforcement tools. The longer you wait, the more equity the situation consumes. Talking to us sooner preserves more of your options.

How We Buy Your Home: 4 Simple Steps

Here is exactly what the process looks like from first call to closing check.

No repairs. No commissions. No surprises. Call 904-773-7355 to start.

Frequently Asked Questions

Can you buy a home that has more liens than it is worth?

This depends on the specific situation. Some cases involve short sale conversations with lenders. Contact us and we will be honest about what is and is not possible.

Do I need to resolve the liens before selling to you?

In most cases, no. The liens are resolved through the closing process.

Should I talk to an attorney first?

For complex lien situations, speaking with a real estate attorney can be helpful. We work alongside attorneys and title companies to navigate complicated situations.

Are there any fees?

None charged by us. No commissions, no closing costs to you.